Oxcel Finance

Adelaide-based · Servicing Australia-wide

Vehicle, business & personal finance, made simple,for clients across Australia.

Navigating the World of Finance with Confidence. I’m Monica Kokotis, a Finance Broker helping Australians access the right lending for the road ahead — we’ll guide you through every step.

Get your no-obligation quote Call 0455 921 286
  • Oxcel ACL #547719 · CRN 580218
  • FBAA member
  • No-obligation quote, no credit-score impact
Wide panel of lenders
Authorised Credit Representative
Responsive turnaround
100% online & paperless

Our Financial Services

Finance solutions built around your goals

Three headline categories — vehicle, business and personal lending — with named sub-types under each. Rates subject to change. Eligibility criteria applies.

Vehicle Loans

Finance for the vehicles that move your life and your work forward.

  • Car Finance

    Competitive car finance for new and used vehicles across a wide panel of lenders.

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  • Bike Finance

    Motorbike finance structured to suit your budget and riding plans.

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  • Boat Finance

    Boat finance for weekend leisure or serious offshore ownership.

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  • Truck Finance

    Truck finance for owner-operators and small transport businesses.

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  • Caravan / RV Finance

    Caravan and RV finance so the road ahead stays open.

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Business Loans

Working capital, equipment and structured lending for Australian businesses.

  • Term Loans

    Business term loans to fund growth, expansion or one-off projects.

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  • Line of Credit

    Flexible line of credit facilities to smooth out cash flow.

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  • Equipment Finance

    Equipment finance for machinery, tech and fit-outs.

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  • Chattel Mortgage

    Chattel mortgage structures for business vehicle and asset purchases.

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Personal Loans

Personal lending for life's meaningful moments and smart resets.

  • Renovation Loans

    Personal loans to fund home renovation and improvement projects.

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  • Debt Consolidation

    Consolidate multiple debts into one manageable repayment.

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  • Holiday / Travel Loans

    Travel and holiday finance for the trip you've been planning.

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  • Other Personal Needs

    Personal finance for weddings, medical, education and life events.

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Monica Kokotis, Finance Broker at Oxcel Finance

Why work with Monica

A finance broker who does the running around for you.

I’m Monica Kokotis, Finance Broker and Authorised Credit Representative of Oxcel Finance. My job is simple: understand your goals, present clear options, and guide you through every step to a decision you’re confident in.

ACL #547719CRN 580218FBAA Member

  • All financial situations welcome

    PAYG, self-employed, new to credit or rebuilding — we take the time to understand where you're at.

  • Local, personal service

    Adelaide-based, servicing clients Australia-wide. One broker, start to finish, no call-centre handoffs.

  • Wide panel of lenders

    Through Oxcel Finance we access a wide panel of lenders and structure options that fit your goals.

  • Student visas accepted for car loans

    Structured car finance options available for eligible student visa holders.

  • Transparent pricing

    No hidden fees. You'll see the numbers clearly before you commit. Rates subject to change and lender approval.

  • 100% online & paperless

    Apply, upload documents and sign — all from your phone. Fast, secure, easy to track.

A wide panel of lenders

Through Oxcel Finance, we work with a wide panel of Australian lenders spanning banks, non-bank lenders and specialist funders — matched to your circumstances and lender approval criteria.

Rates subject to change. Eligibility criteria applies.

FAQ

Common questions, answered

Get in touch

Request your no-obligation quote

Share a few details and I’ll come back with clear options. No pressure, no spam, no impact on your credit score for an initial quote.

Rates subject to change. Eligibility criteria applies.

By submitting, you acknowledge this enquiry is general in nature and does not constitute financial advice.

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